Call Us Now 407.481.2888

When and individual, family, or business files for bankruptcy, all ongoing debt and collections litigation that involves your bankruptcy proceeding must come to a halt.

If the debt is eligible and approved to be a part of a bankruptcy; the creditors, all collections agencies, and lawyers must cease all collections and / or litigation efforts against you regarding the debt.

Upon filing for bankruptcy, each creditor, collection agency, and law firm associated with the debt will be formally informed that the debt is part of your bankruptcy.

If after the creditors, collection agencies, and/or law firms have been formally informed of your bankruptcy protection status they choose to continue their collections or legal efforts against you, this may lead to fines, penalties, and even may open the door for you to seek damages against them by means of civil litigation.

If you are contacted by a creditor, debt collection agency, or law firm after they have been formally informed of your bankruptcy status, document all phone calls, emails, letters or other forms of contact by these parties, and then immediately provide this documentation to your bankruptcy attorney.

It is not uncommon for your debt to have been passed along to various collection agencies that all want to be paid for collecting debt that is owed. It is the original creditor’s responsibility to ensure ALL debt collections and legal actions are stopped once they are informed of your bankruptcy protection status.

Not being aware that the debt collection process has been passed along to various collection agencies or independent debt collection contractors is not a defense for the creditor or collection agency. ALL current collections efforts and civil litigation must immediately cease regarding debt that is included in a bankruptcy case.

There may be many other Bankruptcy issues that may have to be addressed, depending upon your unique circumstances and how the bankruptcy laws apply to your current situation.

Contact an experienced Bankruptcy Attorney (lawyer) at the Budgen Law today to schedule a free and confidential legal consultation.

Call Us Now 407.481.2888

Orlando Bankruptcy Lawyer, providing experienced Chapter 7 Bankruptcy and Chapter 13 Bankruptcy Attorney legal Services in Orlando, Longwood, Maitland, Orange County, Seminole County and the surrounding Central Florida areas.

640 East State Road 434,
Suite 3000
Longwood, FL 32750
Phone: 407.481.2888
Fax: 407.313.1119

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