BANKRUPTCY ISSUES - GARNISHMENTS

EXPERIENCED ORLANDO AND CENTRAL FLORIDA BANKRUPTCY AND WAGE GARNISHMENT RELATED BANKRUPTCY LEGAL REPRESENTATION

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There are different issues relating to wage garnishments and bankruptcy depending on the specific circumstances involving the wage garnishment.

Wage Garnishments that were obtained as an agreement directly with you as a result of the threat of civil litigation:

When you file bankruptcy:

An automatic stay goes into effect that prohibits and stops most collection activities by creditors. This means that wage garnishments are also stopped as long as the bankruptcy stay is in effect. If a creditor wants to resume collection efforts, it must ask the court to lift the stay. The court will lift the stay only if the creditor has a valid reason for doing so. An unsecured creditor such as a credit card company simply wishing to resume a wage garnishment is not a valid reason for the court to lift the stay.

Debts which cannot be included for consideration to be discharged or sought to stop wage garnishments in a bankruptcy include:

  • Alimony spousal support;
  • Child support;
  • Fraudulent debts;
  • Certain taxes;
  • Student loans;
  • And certain items which have been charged.

We are extremely detailed in our preparation regarding your bankruptcy, provide a comprehensive approach in seeking a successful bankruptcy, and guide you through this difficult process with the dignity and respect you deserve.

There may be many other Bankruptcy issues that may have to be addressed, depending upon your unique circumstances and how the bankruptcy laws apply to your current situation.

Contact an experienced Bankruptcy Attorney (lawyer) at the Budgen Law today to schedule a free and confidential legal consultation.

Call Us Now 407.481.2888

Orlando Bankruptcy Lawyer, providing experienced Chapter 7 Bankruptcy and Chapter 13 Bankruptcy Attorney legal Services in Orlando, Longwood, Maitland, Orange County, Seminole County and the surrounding Central Florida areas.

BUDGEN LAW
640 East State Road 434,
Suite 3000
Longwood, FL 32750
Phone: 407.481.2888
Fax: 407.313.1119

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